For those 65 and older, you may enroll in the government-sponsored health program, Medicare. Designed to support the medical and hospital needs of U.S. adults, there are many options when it comes to cost and coverage.
Medigap, or Medicare Supplement Insurance, is there to cover some of the costs that Medicare does not. If you have Medicare and need more financial assistance, a Medigap plan might be a smart choice for you.
LEARN ABOUT MEDICARE ADVANTAGE
Medicare Advantage combines Medicare Part A and Part B into one plan, administered by a private insurance company. These plans may be an HMO plan that requires use of in network providers or a PPO plan that allows use of in network providers and out of network providers for a higher cost.. These plans may have added benefits beyond Original Medicare. You can even choose a plan that includes Medicare Part D prescription drug coverage.
WHAT DOES MEDICARE ADVANTAGE COVER?
Medicare Advantage plans cover everything that Original Medicare does, but many offer several additional benefits or discounts.
MEDICARE ADVANTAGE VS. MEDICARE SUPPLEMENT
Medicare Advantage is a full replacement for Original Medicare, whereas Medigap is extra coverage that may help pay some of the costs left over by Medicare. You can choose from a variety of Regence Medicare Supplement plans to fit your health care needs.